Chit Plans

Choose from our range of flexible chit fund schemes

Available Chit Plans

Select the plan that best fits your financial goals

PlanMonthlyDurationMembersBonus / BenefitEligibilityAction
₹1 Lakh Plan₹4,00025 Months25Low entry, easy savingsFull KYC Required
₹2 Lakh Plan₹8,00025 Months25Medium savings benefitFull KYC Required
₹3 Lakh Plan₹12,00025 Months25Higher auction chanceFull KYC Required
₹5 Lakh Plan₹20,00025 Months25Premium member benefitsFull KYC Required
₹10 Lakh Plan₹40,00025 Months25Premium member benefitsFull KYC Required
₹25 Lakh Plan₹1,0000025 Months25Premium member benefitsFull KYC Required
₹50 Lakh Plan₹2,0000025 Months25Premium member benefitsFull KYC Required
₹1 crore Plan₹4,0000025 Months25Premium member benefitsFull KYC Required

₹1 Lakh Plan

₹1 Lakh
Monthly Payment₹4,000
Duration25 Months
BonusLow entry, easy savings
EligibilityFull KYC Required

₹2 Lakh Plan

₹2 Lakh
Monthly Payment₹8,000
Duration25 Months
BonusMedium savings benefit
EligibilityFull KYC Required

₹3 Lakh Plan

₹3 Lakh
Monthly Payment₹12,000
Duration25 Months
BonusHigher auction chance
EligibilityFull KYC Required

₹5 Lakh Plan

₹5 Lakh
Monthly Payment₹20,000
Duration25 Months
BonusPremium member benefits
EligibilityFull KYC Required

₹10 Lakh Plan

₹10 Lakh
Monthly Payment₹40,000
Duration25 Months
BonusPremium member benefits
EligibilityFull KYC Required

₹25 Lakh Plan

₹25 Lakh
Monthly Payment₹1,00000
Duration25 Months
BonusPremium member benefits
EligibilityFull KYC Required

₹50 Lakh Plan

₹50 Lakh
Monthly Payment₹2,00000
Duration25 Months
BonusPremium member benefits
EligibilityFull KYC Required

₹1 crore Plan

₹100 Lakh
Monthly Payment₹4,00000
Duration25 Months
BonusPremium member benefits
EligibilityFull KYC Required

Chit Calculator

Calculate your monthly contribution for a 25-member, 25-month chit fund.

Calculator Details

Calculation Result

Monthly Payment₹4,000
Total Contribution₹1,00,000
Foreman Commission (5%)₹5,000

How Chit Fund Works

Simple steps to start your savings journey

1

Registration

Complete KYC verification and register your account

2

Join Group

Select and join your preferred chit group

3

Monthly Contribution

Pay your fixed monthly installment

4

Auction Process

Bid for the chit amount in monthly auctions

5

Receive Amount

Get your chit amount minus the dividend

Compare Plans

Find the perfect plan that matches your needs

Features₹1 Lakh₹2 Lakh₹3 Lakh₹5 Lakh₹10 Lakh₹25 Lakh₹50 Lakh₹1 Crore
Monthly Payment₹4,000₹8,000₹12,000₹20,000₹40,000₹1,00000₹2,00000₹4,00000
Total Value₹1 Lakh₹2 Lakh₹3 Lakh₹5 Lakh₹10 Lakh₹25 Lakh₹50 Lakh₹1 Crore
Duration25 Months25 Months25 Months25 Months25 Months25 Months25 Months25 Months
Members2525252525252525
Auction PriorityStandardPriorityHigh PriorityHigh PriorityHigh PriorityHigh PriorityHigh PriorityHigh Priority
EligibilityFull KYCFull KYCFull KYCFull KYCFull KYCFull KYCFull KYCFull KYC

Smart Financial Calculators

Plan your savings and chit fund investments with our powerful calculators.

25 MEMBERS EXAMPLE

How Chit Fund Works

Understand the complete monthly chit cycle with a modern visual workflow and smooth animations.

01

Join Plan

25 members join the chit fund plan.

02

Monthly Payment

Each member pays the monthly installment.

03

Pool Collection

Monthly contributions are collected together.

04

Monthly Auction

Members participate in the monthly auction.

05

Winner Gets Amount

Winning member receives the chit amount.

06

Discount & Dividend

Discount amount is shared among members.

07

Continue Payment

All members continue monthly contributions.

08

Plan Completed

Cycle continues until all members benefit.

₹8,000 Monthly Chit with 25 Members

Total Monthly Collection = ₹2,00,000

Collection → Auction → Winner Receives Amount → Dividend Distribution → Next Month Cycle
This cycle repeats every month until all 25 members receive the chit benefit.